Roderick Strong's Law Firm

Insurance

Do you need Horse Insurance?

It may sound unusual to get an insurance policy on an animal, but when you take a look at the prices people are paying to buy horses – especially the ones that take part in major races and jumping events – the concept of horse insurance starts to make a lot more sense. With equine liability insurance, the owner is protected in a number of ways. But the main reason for having horse insurance is to make sure that if something happens to the animal, whether it is natural causes, an accident or a major natural disaster, the owner is protected. And we can talk a bit more about why such insurance is necessary.

As a horse owner, you may find yourself in a position where you have spent a few thousand dollars on an animal. Whether the horse is a race horse or a great jumper, you are probably going to want to enter the horse in various events. But that also means training the horse and pushing it to its limits. And when you push anything to its limits, whether it is animals or people, you are going to see some consequences down the road. Everyone wants to hope their horse will never get hurt, but it is not always possible.

And with the proper equine insurance, you can make sure that you are 100 percent protected in the event that something happened to the horse. If the horse was injured during a race or while training or while doing something completely natural, the insurance policy would kick in and pay damages. The amount of damages you receive would really depend on the injuries, whether the horse is still alive and how they managed to get injured or fatally wounded. If you visit the link above, you may learn even more about the various types of equine insurance on the market.